The Truth about Cash Advances: What You Need To Know


Credit card companies are all about making money. The primary ways they make their money is through exacting fees from merchants on purchases made with a credit card, soliciting new customers and encouraging their current cardholders to use more credit. While simply increasing their customer base to collect the merchant fee from retailers allows them […]

Saving Money with Credit Card Balance Transfers

Woman on phone with credit card

We all have areas in our lives that need attention – some personal like a weight issue, some relational like a troubled marriage, but one trouble spot that often supersedes all others is money. In fact, a crisis over money can impact all the other aspects of life: i.e., raise blood pressure, cause family conflict, […]

Financial Worries Over Facebook Risk

Facebook logo

Facebook is one of the most recognized companies in the world! Unfortunately, it may become one of the most disastrous public company launches in history. Some feel that the complete ambiance of Facebook and its stratagem is headed for disaster. By not having long-term foresight and becoming a public company, an inevitable and unyielding pressure […]

Get Debt Free Using The Debt Snowball Method

snowball debt

The snowball method is an approach to paying off your debts, one by one, starting with the debt with the lowest outstanding balance. The principal advantage of the snowball method over other methods, such as the avalanche method, is that you can see your progress quickly. Once you succeed in repaying your first debt, you […]

Essential Factors to Contemplate Before Buying Car Insurance

Driving a car

Auto insurance is an inevitable part of owning and driving a car on today’s congested roads. With the growing demand of more coverage policies, insurance companies have provided the insurers with multiple options to choose from. Thus, buying car insurance without the proper knowledge and understanding can be an arduous task especially for the first […]

Six Money Saving Tips for College Freshmen

College Freshmen

Being a college freshmen and away from home for the first time can present lots of challenges. With your parents no longer around, you are free to make your own decisions in a number of areas, including how you spend your money. If you’re not careful though, you can get into trouble fast, and the […]

Are You Ready To Buy A House? Financial Planning

Row Of Houses

As we make our way through life, it presents us with many opportunities; some we turn into successes and milestones and some sadly fall by the wayside. There is one thing that is always a daunting prospect and that is buying your first home; whether you’re a fresh-faced youngster wanting to set an early foot […]