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The Truth about Cash Advances
Credit card companies are all about making money. The primary ways they make their money is through exacting fees from merchants on purchases made with a credit card, soliciting new customers and encouraging their current cardholders to use more credit. While simply increasing their customer base in order to collect the merchant fee from retailers [...]
Identity Theft: Know Your Rights
Americans are all about their rights – to bear arms, of free speech and from persecution. Many of our freedoms come in the right to choose what’s in our own best (or worst) interest and to be protected against the criminal element in our midst. One area of ongoing criminal activity that continues to evolve [...]
Saving Money with Credit Card Balance Transferring
We all have areas in our lives that need attention – some personal like a weight issue, some relational like a troubled marriage, but one trouble spot that often supersedes all others is money. In fact, a crisis over money can impact all the other aspects of life: i.e., raise blood pressure, cause family conflict, [...]
Facebook Worries Over Financial Risk
Facebook is one of the most recognized companies in the world! Unfortunately, it may become one of the most disastrous public company launches in history. Some feel that the complete ambiance of Facebook and its stratagem is headed for disaster. By not having long-term foresight and becoming a public company, an inevitable and unyielding pressure [...]
Debt Snowball Method
The snowball method is an approach to paying off your debts, one by one, starting with the debt with the lowest outstanding balance. The principal advantage of the snowball method over other methods, such as the avalanche method, is that you can see your progress quickly. Once you succeed in repaying your first debt, you [...]
Essential Factors to Contemplate Before Buying Car Insurance
Auto insurance is an inevitable part of owning and driving a car on today’s congested roads. With the growing demand of more coverage policies, insurance companies have provided the insurers with multiple options to choose from. Thus, buying car insurance without the proper knowledge and understanding can be an arduous task especially for the first [...]
The Abstract Concept Of Debtor’s Prison Is Becoming A Reality
Are you receiving scary calls from the debt collectors during odd hours? Do you spend sleepless nights worrying about the bill payments? Has the huge debt become a burden for you? If your answer to all these questions is yes, then debt may seem to be a big head ache for you. Such situations arise [...]
Six Money Saving Tips for College Freshmen
Being a college freshmen and away from home for the first time can present lots of challenges. With your parents no longer around, you are free to make your own decisions in a number of areas, including how you spend your money. If you’re not careful though, you can get into trouble fast, and the [...]
Are You Ready To Buy A House?
As we make our way through life, it presents us with many opportunities; some we turn into successes and milestones and some sadly fall by the wayside. There is one thing that is always a daunting prospect and that is buying your first home; whether you’re a fresh-faced youngster wanting to set an early foot [...]
4 Good Personal Finance Books Aimed At Teachers
Teachers are a special and noble breed that I love to discuss and propel forward any chance we get. Although teachers are rich in spirit and rich in honor, they don’t fill their coffers with gold. This is because most teachers don’t earn a large enough salary to make up for their time and good [...]
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